Wednesday, 25 August 2010

Phone(y) Detectives!


Too many Apps are being developed that will turn people into ametuer detectives.

A new mobile application called Recognizr can identify a person’s face via your phone camera and deliver not only profile information about that person but also show you their latest status updates.

Swedish computer vision specialists Polar Rose combined forces with interface designers TAT (The Astonishing Tribe) to create the Recognizr as a prototype application for Android phones to show off Polar Rose’s mobile face recognition library. Polar Rose’s software recognizes individuals, while TAT’s interface uses augmented reality to show profile information from sites like Facebook, YouTube and LinkedIn and the latest status updates from the recognized person.

Recognizr uses FaceLib, a mobile face recognition library from Polar Rose, which is available for Android and iPhone. FaceLib can recognize faces in photo or video but, in common with other facial recognition products, is more accurate for photos. Recognizr also uses Polar Rose’s server-side solution FaceCloud because you can’t store profiles of all potential matches in the phone — although recognizing people who are already in the phone’s address book can be handled locally on the device.

In a presentation at the Hot Chips conference at Stanford University, David Petrou, a project lead of Google Goggles, described the future of Goggles.

Google Goggles, as Petrou reminded the audience, includes the ability for the mobile Android application to take a picture of the object ad send it back to Google's cloud services. Petrou demonstrated the app with a picture of a beer can with an Android smart phone, which identified the can as a can of Boddington's. A results page showed an icon of the result, with some results from the Web. He also showed a videocassette of the movie Breakin', and Goggles identified it correctly.

The basic design principle of Goggles, Petrou said, was that it has to be universal: queries can't be processed within a single finite context, such as a bottle of wine. Petrou showed off a book that contained an image of a manual transmission linkage: Goggle returned both a link to the book on a shopping site, but also linked to a search on manual transmissions.

Goggles returns a specific result about a third of the time, Petrou said, and the internal CONGAS recognition engine matches images to aa database of about 150,000 landmarks by finding "interest points" within an image. New photos compared to the database can be correctly identified about 50 to 60 percent of the time, with a false positive rate of about one in 10,000, he said.

Goggles' strong suits? Packaged goods, such as movies. But with generic objects, such as an image of a red car, Goggles still struggles.

Goggles can also work with bar codes. A recent addition has been the inclusion of machine translation, which can recognize text and translate it on the fly.

Unfortunately, Goggles has to work as a client application, as Google needs as much of a fine-grained control of the camera as possible, such as the white balance.

Petrou said that Google was considering opening up Goggles to third-party applications, so that a stamp collector could upload an image of a stamp with annotation describing what it is. An open API may also be released, so that a picture could be taken of a foreign currency, and an app could be opened to automatically convert that bill's value into dollars.

Google also plans to fuse the camera with Goggles, so that augmented reality may be the future of visual search, Petrou said. "We'll use it where it's the right user interface," he said.

Goggles does have the capability to recognize faces, although that functionality hasn't been implemented in the app as yet. That might change as more and more people begin uploading data to the Web: if 17 different images of your face appeared on the Web, a picture take of you with Google Goggles would rank "you" in the top ten results about half the time. If there were 50 results, your face would be ranked in the top 5 results abour half the time, he said

Facial Recognition along with Geo-tagging is also available in Picasa web albums. You can already find who is connected to someone in facebook when you search for the people. Once all these information would start working together then you can identify the person where they have been on holidays (based on Geo-tagging of photos) and when they have gone there. Who else in their friends/family had gone with them, etc.

In fact FBI/CIA/MI5 may make their own app to "report potential terrorists" where if you see any suspicious person you can open one of their apps and click the photo of some person and the secret service will quickly check if this person is potentially a problem.

Of course we are not discussing the privacy concerns yet but looks like Scary future to me.

Tuesday, 24 August 2010

Mobile Payments to be mainstream in 2011

With some much talk (and hype) surrounding NFC and Mobile payments, it looks quite possible that m-payments will enter mainstream in the Western world in the forthcoming year. Though mobile payments have become norm in developing countries like Kenya, Senegal and India, its yet to catch on in UK and the USA.

Here are some interesting facts from MobileBeyond:
  • The mobile transaction market is so huge it offers room for multiple players. Yearly worldwide electronic transactions total $7-$10 TRILLION
  • Competitors are generally local to each country or region leaving plenty of open territory for mobile payment service and technology companies. Companies that win in their markets will be those that understand customer needs.
  • PayPal in the U.S., which has traditionally catered to merchant accounts, most likely will adopt a similar mobile strategy. (Both Obopay and PayPal are service providers–not technology companies like Fundamo in South Africa that provides software solutions for service companies.)
  • “The competition is cash”–not the other players in this market space
  • In five to ten years, mobile payments will achieve high adoption among consumers in developing and developed countries.
  • Brazil, Russia, China and Mexico offer growth opportunities for players that understand these markets
  • According to Portio Research, by 2011 mobile commerce payments are estimated to climb to $86.6 billion
  • Nielsen predicts 27% of all U.S. payments by 2012 will still be cash
To get an idea, there are already multiple m-payments providers in Kenya. Leaving out the gians like Google and Paypal, there are other local providers like M-pesa, Pay-Zunguka, Pesapal and Zynde.

The following are the developments in UK from Computer weekly:

Some forms of mobile payments already exist. Phone applications like PayPal Mobile support person-to-person (P2P) payments. SMS-based transactions are used for car parking tickets and mobile commerce allows online shopping through mobile phone browsers.

Contactless cards are also in circulation for credit cards, transport tickets and are used in some food stores. The industry is looking next at near-field communication (NFC) mobile handsets. NFC allows 'tap-and-go' style payments using mobile phones at in-store terminals by incorporating contactless card technology into handsets. Alternatively, micro-SD cards with NFC-enabled chips can be inserted into mobile phones.

The Global System for Mobile Association (GSMA) has launched a Pay-Buy-Mobile project to enable consumers to pay for goods and services via their mobile phones. "By storing a consumer's credit or debit card within the SIM card and employing NFC technology, the mobile phone can be passed near a contactless Point Of Sale (POS) terminal to complete transactions," said Nav Bains, GSMA's senior director of mobile money.

GSMA has been collaborating with standardisation bodies; the European Payments Council, EMVCo, which manages card specifications and smartcard infrastructure standards body, Global Platform. The consortium is developing the Trusted Service Manager requirements document and a certification process to accelerate the commercialisation of mobile NFC services. But some experts believe NFC is a long way from a mass market roll-out in the UK.

The biggest breakthrough in the mobile payment market have been in developing countries, providing bank services via mobile phones for people who have traditionally not had bank accounts. Visa Europe recently launched Europe's first micro-SD based mobile payment systems in Turkey. But it is unclear when such a system will be introduced in the UK. says Juniper Research senior analyst, Howard Wilcox.

The number of contactless terminals in the UK is approximately 26,500 and the UK Card Association predict 14 million contactless cards will have been issued with contactless functionality by the end of 2010. "We're not expecting to give a launch date any time soon," continues Swain. "Globally, there's a lot of discussion but the UK is one of the only areas where we already have the infrastructure that would accept contactless mobile payments," he adds.
UK-based mobile banking firm, Monitise, has also recently launched a joint venture with Visa in India to accelerate the delivery of mobile financial services such as banking, bill payments, mass transit ticketing and mobile top-up to Indian customers. More than infrastructure, Monitise group strategy director, Richard Johnson, believes banks and mobile network operators need to work together. "Banks are where most people keep their money. It's about mobilising bank accounts rather than creating new accounts with network operators. Tap-and-go really requires collaboration," he says.


Industry expert consortium, Mobey Forum, hopes to bring banks, mobile network operators, acquirers and merchants together to build the relationships needed to progress the mobile payments industry.

Gerhard Romen, Mobey Forum marketing chair and director of mobile financial services at Nokia, believes the NFC trials have proved the consumer demand and, by 2011, all of Nokia's new smartphones will be NFC-enabled. "Once people work together, it'll provide simplicity for the user" he says. "A phone with NFC can do more than just behave like a card - it has a display, keyboard and internet connection - and becomes more interactive," he adds.

Today we have credit, debit and, perhaps, contactless cards. Tomorrow banks and mobile network operators hope to provide a mobile wallet. The next step will be introducing tap-and-go into the mainstream market and, despite slow progress, industry experts are increasingly certain it will happen "soon".

From eWeek:

Google and Apple are both making moves to ensure smooth financial transactions on their mobile platforms.

Last week news bubbled up that Google and PayPal were brokering a deal to let the search engine use the e-commerce service as a payment option for applications purchased through Google's Android Market.

Apple, meanwhile, hired an expert in near field communication (NFC) technology as its new product manager for mobile commerce and has published a number of NFC-related patents in recent months.

Google's e-commerce infrastructure is poor compared with that of Apple. Users may only purchase applications for their Android smartphones from the Android Market in 13 countries.

By way of comparison, consumers may purchase apps from iPhone's App Store in 90 countries all over the world. PayPal would be a welcome addition to Google Checkout and credit cards as payment options in the Android Market.

Gartner has said the market for mobile apps will be $6.2 billion this year, making it an obvious sector for Google and Apple to attack with gusto.

From San Fansisco Chronicle:

Bay Area businesses like Bling Nation and eBay Inc.'s PayPal division are rolling out products that allow people to hand over money to stores, restaurants, coffee shops or friends with the tap of a mobile device. No credit cards, checks or cash are necessary.

Meanwhile, reports suggest that other major companies, including Apple Inc., AT&T Inc. and Verizon Wireless are planning or negotiating to provide similar services.

"What I see is all these distinct initiatives coming together and merging at some point in the not-too-distant future," said Aaron McPherson, practice director at IDC Financial Insights. "All together, they add up to significant change."

Bling Nation, a Palo Alto startup founded in 2007, is among the furthest along in this emerging field, with more than 1,000 retailers nationwide accepting its payment system. The company provides so-called Bling tags, or small stickers, that affix to the back of a mobile phone and transmit data using a wireless standard known as Near Field Communication.

When users tap the tag on a proprietary reader at participating retailers, it pulls money from their PayPal account. For security, users have to enter a personal identification number for purchases over a certain amount, or when transactions occur at an unusual frequency or location.

Merchants pay for or rent the reader and are charged 1.5 percent of the total of every transaction, which is well below the average transaction rate for accepting credit cards. The additional advantage for merchants is that they can analyze customer data in a more fine-grained manner than is permitted through the credit card system. This allows them, for instance, to target sales offers to regular customers or those who haven't been into the shop in a while.

"They enjoy cheaper fees and analytics that can help them issue coupons and make more money," said co-founder Meyer Malka, adding that the advantages are turning businesses into proselytizers on Bling's behalf.

A little more than a month ago, the company began an aggressive push in partnership with PayPal to expand its footprint in downtown Palo Alto. It included giving away thousands of tags preloaded with $20 in credit to customers. There are now more than 50 retailers in the city accepting the payments.

As I mentioned last week, with heavyweights like Nokia, Apple and Google all coming closer to NFC and M-Payments, it should be a winning formula for the end consumers. We will possibly see more use of m-payments in the developed world. Lets not mention about security just yet.

Friday, 20 August 2010

Femtocells: Not merely for providing 3G without base stations

Interesting presentation from Argela



Argela, one of the leading global telecom solution providers, was an exhibitor, speaker and sponsor of the Femtocell World Summit in London which is billed to be the largest Femtocell focused event in the industry for 2010. In addition, Argela’s Femtocell Committee Advertising Application was shortlisted and recognized by the Femto Forum Awards Panel for its innovative application of the Femtocell technology.

During the event, Argela exhibited its Femtocell and Home Gateway products in addition to demonstrating its Femtocell Advertising Application. Oguz Oktay, VP of Sales, commented, “The Femtocell World Summit provides a venue for key players to discuss the latest developments in the Femtocell industry which is why we decided to be a sponsor of the event. Having our Femtocell Advertising Application shortlisted and recognized for its innovation was a very nice bonus for us. We have received a lot of interest in our Femtocell Advertising Application which provides yet another way for service providers to increase the return on their Femtocell investment.”

Argela’s Director of Technology and Research, Dr. Mustafa Ergen, was a speaker during the three day event and he presented how Femtocells are capable of going beyond just providing 3G services.

To download and view Dr. Ergen’s presentation, “Femtocells: Not Merely for Providing 3G without Base Stations,” please
click here.

Thursday, 19 August 2010

KDDI Vision on FMBC (Fixed Mobile Broadband Convergence)

The following is from KDDI Annual report which is available to download here.


FMC (Fixed and Mobile Convergence) enables a variety of services and contents anywhere, any time, regardless of different communication methods and access means, be it fixed or mobile. KDDI’s next-generation infrastructure concept, “Ultra 3G,” takes this convergence one step further, to FMBC (Fixed Mobile and Broadcast Convergence). This is an area where only KDDI, which has various access lines, can pursue potentials.

The following is an article and half from the same report on FMBC:

Everyone is talking NFC



Its been over couple of years since I blogged about what NFC is. In fact successful trials in London occurred around that time but it seems the operators always had doubts.

Couple of months back, Nokia announced that from 2011, it will roll out NFC in all it phones. Here is an extract from the Register:

Nokia has announced that from next year every Nokia smartphone will have NFC, regardless of fact that the technology lacks a business model or any market demand.

The commitment was made during a speech by Nokia's VP for markets, Anssi Vanjoki to the Moby Forum, as
reported by NFC World. Vanjoki wouldn't be drawn on the company's smartphone plans, but did explain that every smartphone launched by Nokia would have an NFC component supporting the Single Wire Protocol (SWP) and MicroSD security, and probably a Nokia secure module too.

Once NFC is in a handset then one can do some interesting things with remote control of home electronics and Bluetooth pairing-by-tap, but none of that is the killer feature that NFC needs to make it viable.


Of course, the mobile industry isn't used to waiting for customer demand – no one ever requested a camera, or Bluetooth, those were pushed into punters' hands by operators (to sell MMS) and retailers (to sell headsets) respectively. But those were done by the network operators (which explains the popularity of Bluetooth in Europe, where operators own retailers).
Nokia, which has extensive IP in NFC, has spent a fortune trying to convince operators to back the technology, funding extensive trials and backing supportive research, but no matter how hard it tries, NFC just isn't desirable (at least until Apple puts it into an iPhone).


That was till last week. This week the news is out that Apple is testing NFC in iPhones. The following news from CNET:

Apple raised some eyebrows over the weekend when news spread it had hired an expert in mobile payments.

But now there's a report that says the company is already testing a prototype
iPhone with near-field communication (NFC) chips inside, which could pave the way for using future iPhones as a mobile wallet.

TechCrunch heard from an unnamed source that on Tuesday Apple is testing an iPhone with NFC chips it's ordered from NXP Semiconductor. It's not clear what kind of tests, and it could be very preliminary in nature. But coupled with the hire of Benjamin Vigier from mFoundry as mobile payments product manager, it does seem possible that Apple could be planning to open up its premier product to the world of commerce outside of iTunes.

In fact you may be able to do much more than mobile payments if Apple gets its way. You may be able to sync devices by touching each other. You can sync your MAC to iPhone or iPod. Here is a video showing some iPhone RFID demo, courtesy NFC world.

iPhone RFID: object-based media from timo on Vimeo.

In case you want to find difference between RFID and NFC, see here.

There is also an interesting article i read sometime back about when NTT DoCoMo will move to NFC. See here.